In a bold move, Discover has gotten rid of its other credit card offerings and replaced them with the Discover it™ card. Discover recently surprised almost everyone by announcing an end to all of its offers. After wiping out all of the previous programs, Discover has come back with something new — and likely better — than all of the old programs and Discover cards.
This new card is flexible, in a way that even the popular Discover More card wasn’t. Discover’s bold new credit card comes in a student version, and you can also still apply for Discover business credit cards. If you had an old Discover card, particularly the Discover More card, you will be automatically switched over and received expedited delivery of your new card.
What’s New with Discover it™?
One of the biggest problems with the old Discover credit card rewards program was the tiered system. In the past, in order to get the full 1% cash back on non-category purchases, you had to spend $3,000 annually. Until you reached that threshold, you only received 0.25% cash back. This was a major drawback with the old Discover. The new Discover it™ credit card remedies that problem to provide you with the full 1% cash back on your non-category purchases.
Here are some of the features of the Discover it™ card:
- Earn 5% cash back on rotating categories throughout the year.
- No annual fee
- No late fee for your first late payment
- Unlimited 1% cash back on all non-category purchases
- Ability to pay your bill until midnight Eastern on the day its due online or by the phone
- Choose your own payment due date
- No increased APR when you pay late
- No foreign transaction fee
- Competitive interest rate of between 10.99% – 20.99%* (Variable), depending on your credit history
Discover also offers one of the most extensive online shopping portals that can help you earn up to 20% cash back at certain partner retailers and merchants. This hasn’t changed about Discover’s new card. On top of that, Discover features price protection, return protection, and extended warranty protection. These are credit card perks that you can use to your advantage.
The Discover it™ card also comes with Cash Back Concierge that can help you learn how to best use your card to get the most cash back. This concierge service is free so that you can get an online tour of what’s new, and how to boost your cash back. On top of that, Discover promises that you can talk to a customer service representative anytime — and that customer service is 100% based in the United States. Discover has consistently been ranked high for its customer service, and the company is definitely trying to keep that trend going with the new Discover it™ program.
Current Promotion for the Discover it™ Card
Because this is the latest development for Discover, it’s possible for you to enjoy a 0% APR for 14 months* on balance transfers and purchases. This is a great deal for those who want to try out the Discover it™ card. If you have good credit, consider applying for the Discover it™ card and taking advantage of the latest offering from Discover.