Citi Simplicity® Card

0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
No late fees - EVER
No penalty rate - EVER
No annual fee - EVER
Save time when you call with fast, personal help, 24 hours a day.

Purchase Intro APR

0% 18 months*

Balance Transfer Intro APR

0% 18 months*

Regular APR

12.99% - 21.99%* (Variable)

Annual Fee

$0*

Credit Needed

Excellent Credit

Additional Cards Information

Balance Transfer Intro Rate	0%*	Cash Advance Fee	See Terms
Balance Transfer Intro Period	18 months*	Cash Advance Go To Rate	See Terms
Balance Transfer Go To Rate	See Terms	Penalty Go To Rate
Late Fee	See Terms	Balance Transfer Fee	See Terms
Regular APR	See Terms	Issuer	Citi
Perks

Apply online for the Citi Simplicity® Card

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