When looking for the best credit card offers, chances are you’re looking for rewards credit cards. Rewards cards let you earn something in exchange for using your credit card to make a purchase. There are rewards programs for earning cash back, free or discounted flights, hotel nights, office supplies, and points toward free merchandise. The amount you earn depends on the specific rewards credit card, so take some time and look through our rewards credit cards and find one that will reward
Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
Let our 24/7 concierge service help book your hotel rooms, flights and more.
Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
$0 liability on unauthorized purchases and Citi® Identity Theft Solutions
No annual fee*
Purchase Intro APR
0% 18 months*
Balance Transfer Intro APR
0% 18 months*
Rewards Credit Cards: How to Make the Most of Yours
To make the most of your rewards credit card, you’ll want to not only use it, but use it wisely. Tune into the following and you’ll be on your way to a better rewards credit card experience.
Know what you can get. If you are have only a vague idea of where you stand in terms of points or miles, you’ll be less likely to get the most out of your credit card. So find out what rewards are offered and how to get them. Keep track of what you’ve earned in a computer file or notebook. If you regularly spend time on the computer, start logging into your account each week to check where you stand when it comes to earnings and rewards.
Use it frequently. With many rewards credit cards, the more you spend, the more you’ll earn. After you pass a certain amount in spending, the rewards start adding up faster. So use the card to buy things you regularly use in your budget. Pay off the bill at the end of the month and keep the rewards.
Keep the balance at zero. As much as you’ll love the rewards you receive, if you regularly carry a balance, you’ll end up paying a large amount of interest on the card. These charges could end up overriding the earnings that you’ve received. So pay off the balance every time the statement comes and you won’t have to worry about paying too much for having a credit card.
Check for special offers. Many cards offer bonus points or miles when you sign up or for your first purchase. Some also offer extra benefits after you spend a certain amount. If you want to know how you can receive more rewards, call the company and ask about it. They may be able to offer you a deal you didn’t know about.
Important Notices and Disclosures:* See the credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now" button, you can review the credit card terms and conditions on the credit card issuer's website. CardGuys.com is an independent, advertising-supported comparison service. This site may be compensated when a user clicks an "apply now" button.